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Rates & Insurance

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The logistics of beginning your journey.

Rates

$225.00 per diagnostic intake assessment (the first session)
$200.00 per 53-60 minute individual, couples, or family therapy session
$165.00 per 45-minute individual, couples, or family therapy session
$110.00 per 30-minute individual, couples, or family therapy session

Reduced fee services are available on a limited basis; Please discuss with your providing therapist.

Intensive Couples Counseling program rates can be found at this link.

Insurance

Regular individual, couples, or family therapy services may be covered in full or in part by your health insurance plan. Insurance companies require a mental health diagnosis in order to cover services. We are able to accept the following health insurance plans* **:

  • Blue Cross Blue Shield
  • Blue Plus
  • UMR
  • Aetna
  • HealthPartners
  • HealthPartners Medical Assistance (group numbers 4180, 4183, or 4190)
  • Cigna
  • United Healthcare / UHG / UBH / Surest***
  • Medica***
  • Meritain Health
  • HealthEZ

*Please note that we are not an EAP provider and EAP benefits are not applicable to our services.
**We are not in network with Medicare, and are therefore unable to accept Medicare Advantage plans or Medicare supplements through any of the listed providers.
***We are not in network with Medical Assistance (MA) plans through United Healthcare or Medica.

Each plan varies, so check your coverage carefully by calling the member services phone number on the back of your card and asking your insurance company the following questions:

-Is the Relationship Therapy Center in-network or out-of-network for my plan?
-Do I have outpatient mental health insurance benefits?
-Do I have coverage for billing codes 90791 (diagnostic assessment session); 90847 (conjoint/family psychotherapy); 90837 (individual psychotherapy)?
-Do I have a deductible, and has it been met?
-Do I have a co-pay or co-insurance?
-How many sessions per year does my health insurance cover?
-Is approval required from my primary care physician?
-Does my plan cover Telehealth therapy as well as in-person therapy? Are there any restrictions on Telehealth therapy?

Payment

We provide an Automatic Payment System so that you can spend 100% of your time with your therapist focused on reaching your goals, and none of your time dealing with payment. All self-payments, insurance co-pays, and late-cancellation fees are collected within 1-5 business days of your session. All co-insurance and deductible payments are collected within 1-5 business days of your claim being processed by your insurance company. You are able to check the status of your insurance claims directly with your insurance provider.

We are able to accept all major credit cards and HSA/FSA cards.

We are also proud to accept CareCredit, a health, wellness, and personal care credit card that can be used to pay for deductibles, copays, and other costs not covered by insurance. Email us at contact@mncouplescounseling.com for more information about CareCredit!

Cancellation Policy

We have a 48-hour cancellation policy. This gives us enough time to schedule someone else who has been waiting if you cancel. If you need to cancel with more than 48 hours notice, you can just reschedule your appointment directly with your therapist. If you cancel within 48 hours of your session, a late cancellation fee of $100.00 will apply. Please contact your therapist directly if you need to cancel or reschedule your appointment.

Contact

If you have any questions about your insurance coverage at our clinic that your insurance provider was not able to answer, please contact our insurance specialist, Annie, at 612-364-1513.

To provide updated payment information, or if you have any questions about billing or payments, please contact 612-787-2832 and select option 4 from the menu to speak with one of our payment specialists.

Good Faith Estimate Notice

Under the No Surprises Act, health care providers must give clients who don’t have insurance, or who are not using insurance, an estimate of the expected charges for medical services, including psychotherapy services. 
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or a photo of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your Estimate or visit www.cms.gov/nosurprises.

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